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Commercial Solar Finance

Lumenaus Offers You Choice in Your Quest for Energy Independence

Commercial Solar Finance Options

Our Director is a fully qualified and Accredited Finance Professional with a strong focus on providing our clients with a well-designed, high quality solar power system and clever Commercial Solar Finance solutions through our Cleantech Financial business.

Lumenaus can assist you with both On & Off-Balance Sheet Commercial Solar Finance & Asset funding models & facilities through our trusted Partners.

We offer a range of Commercial Solar Finance Options to our valued commercial clients, including Chattel Mortgage, Operating Lease and Power Purchase Agreements (PPAs).

In addition, for large scale Commercial Solar Power Systems we can structure your monthly payments according to Winter & Summer Months to ensure your Electricity Savings exceed your payment obligations as your Solar Asset will produce revenue according to the Seasons.

Commercial Solar Finance

Lumenaus will provide you with a detailed Commercial Solar Finance model to demonstrate your return on investment.

Our proposal will take into account historical weather data at your project location to forecast expected solar electricity generated by your new system. We will then transpose this data over your 12-month historical 30-minute interval electricity consumption data in order to ascertain an accurate forecast of expected electricity savings over the lifetime of your commercial solar system.

PURCHASE UPFRONT AS A CAPITAL EXPENDITURE

OWN YOUR SOLAR SYSTEM FROM DAY 1.

If you have the cash to purchase your new solar PV system upfront/outright, the return on investment begins the day the system is commissioned to achieve the highest possible return on your investment without the need for Commercial Solar Finance.

Purchasing your Commercial Solar system upfront ensures the highest possible return on your investment and our proposal will demonstrate this, including potential tax deductions which may be available to you subject to your Accountant’s advice.

Lumenaus Cash payment terms are 30% of the project value payable via Electronic Funds Transfer upon receipt of your signed purchase order, with the final 70% balance payment due upon project completion & final commissioning of your new system including issuing you compliance documents and Certificate of Electrical Safety.

PURCHASE via LOW INTEREST FINANCE FACILITY

CONSERVE CASHFLOW BENEFIT FROM YOUR SOLAR SYSTEM FROM DAY 1.

If you prefer to conserve your valuable cashflow, you may wish to purchase your system via a low interest Commercial Solar Finance facility such as an Operating Lease (off-balance sheet) or Chattel Mortgage (on-balance sheet).

Lumenaus can arrange a low interest Commercial Solar Finance facility which is optimal to your business needs, depending on your you and/or your Accountant would like to structure the funding of your project to best take advantage of the available Federal Tax incentives which may be available to you without compromising your other business objectives.

PURCHASE via POWER PURCHASE AGREEMENT (PPA)

CONSERVE CASHFLOW LOWER & LOCK IN YOUR ENERGY COSTS AT A FIXED RATE

As an alternative to purchasing the PV Asset yourself, using Commercial Solar Finance, another option which is available to you is to have a third-party purchase the system for you and sell the solar electricity generated back to your business at a rate which is less than your current grid-spend.

Your solar electricity rate can be locked-in for a fixed term and will include the cost of fully maintaining the system to ensure continuation of supply over the contract term.

The benefits to acquiring a Solar Asset via a Power Purchase Agreement (PPA) include;

  • No Capital Outlay
  • Immediate Energy Savings
  • Avoid Escalating Grid Costs
  • Off Balance Sheet Asset
  • Fully Maintained System
  • Ownership at End of Term
  • Avoid Long Terms Risks of Ownership
  • Environmental Benefits
  • Reduction of Carbon Footprint

ENERGY UPGRADE AGREEMENT (EUA) via SUSTAINABLE AUSTRALIA FUND (SAF)

FOR LANDLORDS & TENANTS ENVIRONMENTAL UPGRADE FINANCE

Another way to fund your Solar Asset is by establishing an Environmental Upgrade Commercial Solar Finance agreement (EUA) between the Building Owner, Local Council and Lender.

EUA Finance enables owners and occupiers of non-residential buildings to overcome financial barriers to implementing Commercial Solar in order to reduce operating costs and provide positive cashflow due to extended loan terms whereby the electricity savings exceed the repayments.

Sustainable Australia Fund provides the upfront capital required to fund the Commercial Solar Project and that capital is repaid through Council Rates, with an option for tenants to contribute, while enjoying lower cost energy generated by the solar.

There are a number of advantages to an EUA funded solar project, as well as some key differences compared to traditional Commercial Solar Finance facilities;

  • 100% of the Project can be financed, including hard & soft costs
  • Repayments are a statutory charge, collected alongside council rates
  • Repayments can be split between landlord and tenants
  • Loan Terms of up to 20 years to maximize cashflow
  • Competitive Interest Rates, Quarterly Repayments
  • No Balloon or Residual Payment at the end of the Term
  • No Consent or Approval required by existing financier on property